🏠 Welcome to Your Mortgage Insights Dashboard!

Whether you’re just starting to explore or digging into advanced strategies, we’ve got you covered.  The slicers and chart in this BI Tool will cement your understanding of how Prinicipal and Interest payments develop over time, no matter whether you are looking at standard loans, loans with lump sum repayments or refinancing options.  Here's what you'll find in the annotated report:

📊 Standard Principal & Interest

See the classic amortisation story:

• Monthly Breakdown of interest vs. principal vs. total payment

• Cumulative Cash-Flow to date

• Balance vs. Equity over time
  Perfect for understanding the core mechanics of your loan.

💥 Lump-Sum Repayments

Explore the dramatic impact of one-off payments:

• Inject extra cash at any point and watch interest dive & principal accelerate

• Compare “no-lump” vs. “with-lump” scenarios side by side

• See how a single repayment can shave years (and thousands in interest!) off your loan.

🔄 Refinancing Simulations

Test the power of switching rates mid-term:

• Choose your refinance date and new rate

• Observe the instant “kink” in your payment, interest, and equity curves

• Analyse total savings (or extra costs) from your new terms.

🚀 How to Get Started

1. Adjust Sliders at the top of each page to set your Deposit, Loan Amount, Rate(s), Term, Lump-Sum or Refi timing.

2. Watch Charts Update in real time—every slider move instantly refreshes your repayment story.

3. Hover for Details on any point to see exact dollar and percentage values.

4. Click the ℹ️ Icons for quick legends and pro-tips tailored to each visual.

Dive in and experiment freely—unlock deep insight into your mortgage, discover savings levers you never knew existed, and make every decision with confidence. 🎉